Cutting Expenses became a riddle...
People say recession is over even the government has declared the same. However, I don’t agree to the aforesaid statement, as its impact is still on a number of people and I feel I’m one of them. In the last two years prices of each and every necessity has doubled even surged up more. The implementation of the recommendations of sixth pay commission has soothed anguish of the employees of central government. Many a semi government organization followed the center as well. But what about those who haven’t got any increment, their company does not feel their pain. What can a man do in such a situation except waiting for good luck?
As I said I am also a victim of similar situation, so I though by the time I don’t get increment or shift in job I must cut some of my extravagances. I scanned through a number of ways to cut my expenses so that I for time being can survive in this black. I sought advice of colleagues, friends and family asking how can I curtail my expenses and run my affairs with my current monthly income. They suggested me a whole list of measures I can opt for. My quest for ways of dealing with low incomes did not stop there I searched the Internet as well. Just like amateur internet user I took the help of Google. I typed ‘How to cut expenses’ in the search box and enthusiastically pressed the enter key on the keyboard hoping to see a series of suggestion by world renowned experts. My wish was fulfilled as I expected. Now I had to apply these suggestions to me. These tips were related to food, transportation, shopping, entertainment and means of communication.
First of all food habits must be bridled according to the tips. Food habits tip says avoid eating out or do it only on especial occasion like marriage anniversary or birthdays etc. But, in my case it doesn’t apply as I eat out only once or twice in a year as per the advice. Now it was turn of transportation habit tips. It tells don’t possess a train of cars and if you must, then don’t engage driver for each car. Keep your tiers inflated properly, turn off the engine when you stop somewhere for more than a minute and a many more related to car maintenance. But what‘s the use of all these advices if I don’t own a car. So this tip also failed.
Now we come to shopping habits. According to the tips I got from Google, avoid use of credit cards and buy only what you need most or better prepare a list in advance before going to shopping. And the last but most important don’t stay in market after your list is over. For my great pleasure I do the same and never use credit cards even avoid big brands. If it is so then this tip also didn’t help me.
Entertainment is something that derives your stress so we cannot deny its importance in human life. Find the cheapest ways to entertain you. But as far as I’m concerned I take pleasure in my work. So this tip also proved useless to me. Now we talk about expenses on means of communication. Means of communications like, cell-phone, telephone and internet connection are very important in this fast moving life. I also use a cell-phone but my average monthly bill is only rupees 100 and I don’t have internet facility at my home. My home doesn’t have landline because I got it disconnected already to cut expenses. Besides these suggestions I tried to follow a number of tips but all the advices were for squanderer so they didn’t land me anywhere. Now I had better invent ways of earning money rather saving it. What do you say?


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